Digital Banking Growth and Development in Indian Perspective

The present scenario is of globalization and digitalization. Any industry can not survive in this scenario without effective and efficient use of digitization. Indian banking is also moving towards digitalization since 1991 but still operating on hybrid mode. In this study, those factors will be highlighted due to which Indian banking has not been completely digitalized. In this paper, an attempt will also be made to throw light on the Benefits of digital banking.